1 Corinthians 3:15

"If anyone's work is burned up, he will suffer loss, though he himself will be saved, but only as through fire". ESV.

A. Is the effect of this loss active after the person is saved?

B. Is this loss related to individuals having different levels of reward in heaven?

C. If the implication of this loss is that saved people have varied levels of reward in heaven, how does it relate to Matthew 20:10 where different workloads are paid the same-"a denarius"?

Matthew 20:10

"Now when those hired first came, they thought they would receive more, but each of them also received a denarius". ESV.

My question is what does "loss/zemiothesetai" mean? A. B.and C. may or may not be relevant considerations.

2 Answers 2


There are two questions here:

  1. Meaning of ζημιόω (zémioó)

According to BDAG, ζημιόω (zémioó) means:

  • to experience the loss of something, with implication of undergoing hardship or suffering, suffer damage/loss, forfeit, sustain injury, eg, Matt 16:26, Mark 8:36, Luke 9:25, 2 Cor 7:9, Phil 3:8
  • to be punished, eg, 1 Cor 3:15

Some interpreters would say 1 Cor 3:15 belongs in the first category and thus argue for a single meaning in all instances.

  1. Meaning in 1 Cor 3:15

Paul's intended meaning in 1 Cor 3:15 cannot be divorced from the previous verses of which V15 is merely a conclusion:

12 If anyone builds on this foundation using gold, silver, precious stones, wood, hay, or straw, 13 his workmanship will be evident, because the Day will bring it to light. It will be revealed with fire, and the fire will prove the quality of each man’s work. 14 If what he has built survives, he will receive a reward. 15 If it is burned up, he will suffer loss. He himself will be saved, but only as if through the flames.

Note that Paul is using the metaphor for salvation of the foundry refining metal such as gold. The standard practice for refining gold is to heat a mixture - the pure metal would be molten and drain away and the unwanted dross burned up. Thus, the pure metal would escape through the fire.

Thus, in the Christian life of the Christian teacher (see V9-11), those who have built/taught well with precious stone using "gold" will have their work survive; while those who have used cheap material such as wood and hay will have their work burned up and suffer loss.

Note the comments of Ellicott in V 14, 15 -

(14) This is the general application to Christian teachers of what has gone before. Those who have built well shall have their reward in their work having survived the trial of the fire; those who have built otherwise shall lose everything—their work, which should have remained as their reward, will perish in the fire—and they themselves will be as men who only make good their escape by rushing through a conflagration, leaving all that was theirs to be destroyed. (See Mark 9:49.)

(15) So as.—These words remind us that the whole passage, and especially the reference to fire, is to be regarded as metaphorical, and not to be understood in a literal and physical sense. Forgetting this, Roman divines have evolved from these words the doctrine of purgatory.

Thus, the "fire" in Paul's metaphor is what happens in the light of the judgement - when all is revealed, some people's teaching/building will have been shown to be worthless and destroyed and others will have been shown to be valuable. That is, it not the reward of the righteous in view but the value of the work each Christian teacher does. The reward is to see what contribution the person has made.

The relevance of Matt 20:10 is that all these people get to heaven (the denarius) but their rewards will be different because the judgement will reveal whether they have been teaching truth or error. Benson sums this well:

1 Corinthians 3:14-15. If any maws work abide which he hath built, &c. — If the superstructure which any minister of Christ raises on the true foundation, if the doctrines which he preaches can bear the test by which they shall be tried at that day, as being true, important, and adapted to the state of his hearers; and the converts which he makes by preaching these doctrines, be of the right kind, truly regenerated and holy persons, he shall receive a reward — In proportion to his labours. If any man’s work shall be burned — If the doctrines which any minister preaches cannot bear the test of the great day, as being false or trivial, or not calculated to convert and edify his hearers; or if the converts which he makes by preaching such doctrines be only converts to some particular opinion, or mode of worship, or form of church government, or to a certain sect or party, and not converts to Christ and true Christianity, to the power as well as the form of godliness, to the experience and practice, as well as to the theory of true religion, and therefore cannot stand in that awful judgment, he shall suffer loss — Shall lose his labour and expectation, and the future reward he might have received, if he had built with proper materials; as a man suffers loss who bestows his time and labour on the erection of a fabric of wood, hay, and stubble, which is afterward consumed. But he himself — That preacher himself; shall be saved — Supposing he himself be a true disciple of Christ, built up in faith and holiness on the true foundation; yet so as by fire — As narrowly as a man escapes through the fire, when his house is all in flames about him: or rather, if so be that his own religion, his personal faith and holiness, can bear both the fiery trial which he may be called to pass through on earth, whether of reproach and persecution, or of pain and affliction, or any other trouble, and also the decisive trial of the last day.

Recall that Jesus says this in Rev 22:12 -

“Behold, I am coming soon, and My reward is with Me, to give to each one according to what he has done.

See also Gal 6:7, 8, Rom 2:6, Matt 16:27, Isa 62:11, 40:10, etc.


Paul is being ironic here - as in, yeah he'll be saved alright; saved to be burned up in fire. The works will be burned up and disappear, but he will remain whole to forever suffer in the fire.

Chrysostom comments:

He shall suffer loss: lo, here is one punishment: but he himself shall be saved, but so as by fire; lo, again, here is a second. And his meaning is, “He himself shall not perish in the same way as his works, passing into nought, but he shall abide in the fire."

  • That's a bit of a stretch. Is there any other Pauline (or NT) usage of "saved" in this manner? Commented Aug 24, 2022 at 14:56
  • Chrysostom is a Greek Church Father commenting in antiquity on the meaning of a Greek text. One is free, of course, to appeal to modern non-Greek authorities on the meaning of the text.
    – user33515
    Commented Aug 25, 2022 at 16:55
  • I'm an American. That doesn't make me an unquestionable authority on the meaning of passages in American literature, especially if I didn't write them. Commented Aug 25, 2022 at 16:57

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